Traditional corporate pensions are disappearing. Social Security's future is in doubt. Healthcare costs are skyrocketing. Everywhere you look, society is dumping more financial risk onto your shoulders. Now, top financial planning expert Moshe Milevsky shows how to protect yourself from those risks and guarantee yourself sufficient retirement income you'll never outlive. Milevsky begins by explaining why you need to think of yourself as a company: with your own assets, liabilities, balance sheet, income statement, and real shareholder equity. You'll learn how to make financial and investment choices based on the nature and security of your career: "You, Inc.'s" changing capital structure, risk profile, and goals. (If You, Inc. behaves like a high-risk stock, balance your portfolio with bonds and other lower-risk investments and vice versa.) Milevsky shows how multiple investments can work together to protect your retirement and how to choose the right roles for 401Ks, IRAs, savings plans, insurance, annuities, and other financial vehicles. Throughout, he uses simple charts, graphs, and tables to illuminate his ideas and make them as easy to use as possible. Milevsky is one of the nation's most highly sought-after speakers on retirement planning: he brings his message to more than a hundred audiences each year. In this book, he integrates everything he's learned into a powerful, unified program for protecting your family's future, and your own, no matter what.